:root {
  --navy: #002A5A;
  --blue: #004C99;
  --sky: #E8F0F9;
  --ink: #1C2633;
  --muted: #5B6675;
  --line: #D9E1EA;
  --bg: #FFFFFF;
  --max: 1120px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  font-size: 17px;
}

a { color: var(--blue); }

img { max-width: 100%; height: auto; }

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 20px; }

/* Header */
.topbar {
  background: var(--navy);
  color: #fff;
  font-size: 14px;
}
.topbar .wrap {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 24px;
  justify-content: flex-end;
  padding-top: 8px;
  padding-bottom: 8px;
}
.topbar a { color: #fff; text-decoration: none; }

header.site {
  border-bottom: 1px solid var(--line);
  background: #fff;
  position: sticky;
  top: 0;
  z-index: 10;
}
header.site .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding-top: 10px;
  padding-bottom: 10px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  color: var(--navy);
}
.brand img { width: 56px; height: 56px; }
.brand strong { display: block; font-size: 20px; letter-spacing: .02em; }
.brand span { display: block; font-size: 12px; color: var(--blue); font-weight: 600; }

nav.main { display: flex; gap: 22px; flex-wrap: wrap; }
nav.main a {
  color: var(--ink);
  text-decoration: none;
  font-weight: 500;
  font-size: 15px;
}
nav.main a:hover { color: var(--blue); }

/* Hero */
.hero {
  background: linear-gradient(160deg, var(--sky) 0%, #fff 70%);
  padding: 72px 0 64px;
}
.hero .wrap {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 40px;
  align-items: center;
}
.eyebrow {
  color: var(--blue);
  font-weight: 700;
  font-size: 14px;
  letter-spacing: .08em;
  text-transform: uppercase;
  margin: 0 0 12px;
}
.hero h1 {
  color: var(--navy);
  font-size: clamp(32px, 5vw, 50px);
  line-height: 1.15;
  margin: 0 0 18px;
}
.hero p.lead { font-size: 19px; color: var(--muted); margin: 0 0 28px; max-width: 34em; }
.hero .logo-big { justify-self: center; width: 280px; }

.btn {
  display: inline-block;
  background: var(--blue);
  color: #fff;
  text-decoration: none;
  padding: 13px 24px;
  border-radius: 6px;
  font-weight: 600;
  margin: 0 10px 10px 0;
}
.btn:hover { background: var(--navy); }
.btn.ghost { background: transparent; color: var(--blue); border: 2px solid var(--blue); padding: 11px 22px; }
.btn.ghost:hover { background: var(--blue); color: #fff; }

/* Sections */
section { padding: 72px 0; }
section.alt { background: #F6F8FB; }
h2 {
  color: var(--navy);
  font-size: clamp(26px, 3.5vw, 34px);
  margin: 0 0 12px;
}
.section-intro { color: var(--muted); max-width: 44em; margin: 0 0 36px; }

.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.card {
  background: #fff;
  border: 1px solid var(--line);
  border-top: 4px solid var(--blue);
  border-radius: 8px;
  padding: 24px;
}
.card h3 { color: var(--navy); margin: 0 0 8px; font-size: 19px; }
.card p { margin: 0; color: var(--muted); font-size: 16px; }

.pillars {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  text-align: center;
}
.pillar strong { display: block; color: var(--navy); font-size: 22px; margin-bottom: 6px; }
.pillar p { margin: 0; color: var(--muted); }

/* Contact */
.contact {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  align-items: start;
}
.contact dl { margin: 0; }
.contact dt { font-weight: 700; color: var(--navy); margin-top: 14px; }
.contact dd { margin: 2px 0 0; }

/* Legal pages */
.legal { padding: 56px 0 72px; }
.legal .wrap { max-width: 820px; }
.legal h1 { color: var(--navy); }
.legal h2 { font-size: 22px; margin-top: 32px; }

/* Footer */
footer.site {
  background: var(--navy);
  color: #C9D6E6;
  font-size: 14px;
  padding: 28px 0;
}
footer.site .wrap {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 12px;
}
footer.site a { color: #fff; text-decoration: none; margin-left: 18px; }
footer.site a:first-child { margin-left: 0; }

@media (max-width: 860px) {
  .hero .wrap, .contact { grid-template-columns: 1fr; }
  .hero .logo-big { width: 180px; grid-row: 1; }
  .grid, .pillars { grid-template-columns: 1fr; }
  nav.main { display: none; }
  .topbar .wrap { justify-content: flex-start; }
  section { padding: 52px 0; }
}